Industrielle Alliance, Insurance and Financial Services


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Life's Turning Points

Important Steps

How Much Can
      You Pay For a
      Home

Downpayment

Using Your
      RRSPs

Closing Costs

Fixed or Variable
      Mortgage Loan

Payment
      Frequency

Amortization
      Period

Save or Pay
      Down Your Mortgage

Mortgage Loan Insurance

Home Insurance

Reducing Your
      Home Insurance
      Premium

Calculating Your
      Property Insurance
      Requirements

Renovations and
      Insurance


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Purchasing a Property

Reducing Your Home Insurance Premium

Several factors, such as the following, are taken into account to establish your home insurance premium:

the type of coverage you desire;



the cost of reconstructing your residence;



your place of residence;



the heating system used;



renovations carried out;



the degree to which your residence is protected (distance to fire hydrants, fire stations, presence of an alarm system, etc.).


It is possible to reduce your home insurance premium by taking into account these factors. If your home is protected by a theft or fire alarm system for example, you can, depending on your insurer, obtain a discount on your premium. The discount is even higher if your alarm system is monitored centrally or by a police station.

For further information

Home Insurance Discounts

Auto and Home Insurance Renewal Call-Back Service
Would you like to compare your insurance premium this year? Fill out the form designed for this purpose, and one of our agents will contact you to give you a quote, without any obligation on your part.

Related links

Related Products and Services

CyberClient

Home Insurance

Home Insurance Discounts

Tools

Online Discount Application

Online Renewal Call-Back Service

FAQs

Useful Links

Glossary