Conditions of Use

This legal notice governs the use of the Internet site of Industrial Alliance Insurance and Financial Services Inc. Please read it carefully before consulting the other pages of our site. By accessing the site, you agree to accept the conditions outlined in this notice.

a) Content

The purpose of the Industrial Alliance Internet site is to provide you with information on the company, as well as its products and services. All products and services mentioned on this site are subject to the terms and conditions of the contracts and policies applicable thereto and may be changed without notice.

The Company’s products and services are offered only in Canada and only to Canadian residents, and certain products and services may not be available in all regions of Canada. Moreover, nothing on this site constitutes an offer to buy or sell the products and services of Industrial Alliance or the members of its Group; nor is anything on this site intended to promote such products and services in other territories.

Moreover, since Industrial Alliance is not authorized to trade in securities, its securities must be purchased or sold through a registered broker.

b) Reliability of Information

Industrial Alliance makes an effort to provide information that is as reliable as possible on its site. However, the Company cannot guarantee that such information will be accurate, complete and current at all times. The information and data contained on its site are presented for information purposes only and are not intended to take the place of legal or financial advice. Industrial Alliance reserves the right to modify such information and data at any time without notice.

In the event of a discrepancy between the information published on this site and that contained in a contract, the information in the contract shall prevail.

The information contained and displayed in the pages concerning investor relations, as well as in the news releases on this site, are not considered full legal disclosure pursuant to the law as regards the business of buying, selling or trading in the securities of Industrial Alliance. Prior to buying or selling the securities of the Company, you are therefore urged to consult your broker or financial advisor.

c) Other Sites

Industrial Alliance and the members of its Group do not endorse or approve the content of other Internet sites that can be accessed by hypertext links from this site.

d) Copyright and Trademarks

The content of this site is protected by the copyright laws in effect in Canada and other countries if applicable. Copying, reproducing, publishing or distributing any of the information found in this site, in whole or in part, is strictly forbidden. Visitors to this site shall be entitled to copy, print or download information for their own non-commercial personal use. They must acknowledge the source and ensure that the said information has not been modified in any way.

The prior written authorization of Industrial Alliance is required for any other use, failing which the Company shall take the appropriate legal action. To request such authorization or for any other information in this regard, please contact us by mail or e-mail, as follows:

Internet Officer
Industrial Alliance Insurance and Financial Services Inc.
1080 Grande Allée West
P.O. Box 1907 Station Terminus
Quebec City, Quebec G1K 7M3

Telephone: (418) 684-5000, extension 5282
E-mail: srp911@inalco.com

Industrial Alliance and the member companies of its Group own the trademarks used on or in connection with the goods and services which they provide, whether they be in the form of names, graphs, logos, icons, designs, words, titles or phrases. These trademarks are protected by the Canadian trademark laws.

e) No Liability

Industrial Alliance and the member companies of its Group, as well as their directors, officers, employees, and representatives, shall not be liable, in any manner whatsoever, for any losses or damages that may arise directly or indirectly from the use of this site, including special or consecutive damages and third-party damages.

More specifically, but without limiting the generality of the foregoing, Industrial Alliance and the member companies of its Group, as well as their directors, officers, employees, and representatives, shall not be liable for any damages that may arise from acts or deeds performed on the strength of the information contained on this site or for any damages suffered as a result of the disclosure of personal or confidential information that is transmitted to them via the Internet.

In addition, Industrial Alliance and the member companies of its Group, as well as their directors, officers, employees, and representatives, shall not be held liable for any damages that may arise from the unauthorized reproduction or use of the information contained on this site.

f) Transactions

Industrial Alliance places the highest priority on the security of information transmitted and transactions carried out by way of this site. The conditions of use described in this legal notice govern all transactions carried out, including contest participation. In carrying out transactions by way of this site, you acknowledge having accepted the conditions set out in this notice.

The obtainment of a product or service may be subject to certain conditions. The transmission of a request is therefore subject to the approval of Industrial Alliance or a member company of its Group.

g) Modification of Terms and Conditions of Use

Industrial Alliance reserves the right to modify at any time the terms and conditions of use applicable to transactions requested by way of this site.