Industrielle Alliance, Insurance and Financial Services


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Retirement Savings
      Plans

IAG Savings and
    Retirement Plan

Registered Retirement
    Savings Plan (RRSP)

Locked-in Retirement
    Account (LIRA)

RRSP Loan

Tax-Free Savings
      Account (TFSA)

High Interest
      Tax-Free Savings
      Account

Education Savings
      Plans

Non-Registered Savings
      Plans

Retirement Income
      Plans

Individual Loan Rates

Retirement Planning

Your Investor
      Profile

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Saving and Retirement

Retirement Savings Plans

Retirement savings plans ensure that you have a comfortable retirement while reducing your taxable income.

With the IAG Savings and Retirement Plan, you can benefit from the flexibility and excellent guarantees of our investment options and you’ll take advantage of an integrated savings plan that combines all of your savings objectives: investments, saving for special projects, retirement savings and retirement income while ensuring that you’ll leave behind an estate to loved ones.

At Industrial Alliance, we offer a flexible registered retirement savings plan (RRSP) that gives you control of your investments and all the advantages associated with this type of plan.

In addition, the RRSP loan allows you to contribute to your RRSP—and therefore to increase your contributions—despite a temporary cash shortage.

We also offer a locked-in retirement account (LIRA) to persons who have changed employers and wish to transfer the amounts accumulated in their pension funds so that they can control their investments.

Objectives

Issue

Type of Plan



Accumulate amounts for retirement.


Reduce your taxable income.


Adapt your plan to your needs.


Have greater flexibility in the management of your investments.


Before age 71


RRSP


Exercise a certain amount of control over the investments in your former pension plan.

Before age 71

LIRA