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Ecoflextra- Retirement Income (Guaranteed Surrender Series and Classic Series)
Thanks to Ecoflextra's investment funds, The Guaranteed Surrender Series and The Classic Series, you can plan your retirement with confidence, knowing that your retirement income is not only guaranteed, but has growth potential independent of the financial markets.
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Who is Ecoflextra for?
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People less than 15 years away from their anticipated retirement date
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People seeking security and growth potential for their capital
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People who want a guaranteed retirement income for a lifetime period or at least 20 years
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Guaranteed Surrender Series
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Retirement income investments in the Ecoflextra Guaranteed Surrender Series are ideal for people seeking security, growth and diversification in their retirement savings portfolios. Ecoflextra's Guaranteed Surrender Series is the clear choice for your retirement savings portfolio.
Ecoflextra Guaranteed Surrender Series segregated funds offer features and advantages that are unique to them, such as :
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A guarantee on your deposits, applicable in case of death and at the maturity. |
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Growth potential for your investment since a 5% bonus is credited for every year you make no surrenders in your contract, for 15 years.
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The guarantee of recovering all of the amounts you have invested through the payment of a retirement income equivalent to 5% of the accumulated value, every year, for lifetime or at least 20 years.
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From age 65 on, guaranteed lifetime revenue* allows you to enjoy your retirement in total peace of mind.
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You have the possibility of protecting the amounts generated by your investments, in excess of the deposits you have made, thanks to an automatic reset every three years of the guaranteed value.
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* Surrenders exceeding the limits allowed by the product may affect your guarantees.
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Classic Series
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Ecoflextra's Classic Series is particularly recommended for investors who still have a number of years to go before retirement. In fact, it favours the accumulation of long-term savings, and offers maximum flexibility for the payment of contributions, for withdrawals and for transfers between funds. In addition, the investor benefits from low-cost protection of their savings.
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Features and Advantages of Segregated Funds
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Segregated funds are offered only by insurance companies. They're very similar to mutual funds, as they give access to investments managed by professional fund management firms, and thereby offer a wide diversity in your investment choices.
Segregated funds offer advantages which distinguish them from mutual funds such as a guarantee on capital, a guarantee of protection of your savings against possible creditors and a guarantee of the inheritance value upon death (with no probate fees).
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Performance of the Funds
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Guaranteed Surrender Series and Classic Series
Consult the performance of this range of Ecoflextra investment funds.
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