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Eligibility
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Any infant between the ages of 15 days
and 12 months who resides permanently in Canada during the protection
period and whose name appears on the Peek-a-Boo Plan application
submitted to the head office of Industrial Alliance Insurance and
Financial Services Inc.
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Extent of Protection |
The insurance coverage takes effect
on the later of the following dates: the 15th day of life of the
child or the date of receipt of the application form at the Company’s
head office. The protection period is 12 months. The insured infant
is covered 24 hours a day, worldwide.
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Brief Description of the Product
Certain restrictions
and exclusions apply.
The issued contract is the only official document that
is binding on the parties.
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Benefits |
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Maximum Benefit
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A. |
Accidental
Death
Accidental death
Accidental death while travelling on a public conveyance |
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$5,000
$15,000
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$2,500
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C. |
Dismemberment
or Loss of Use
Loss of two limbs, or one limb and sight in
one eye, or loss of sight in both eyes |
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Loss of
hearing in both ears and loss of speech |
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Loss of
hearing in both ears or loss of speech |
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Loss of
one limb or sight in one eye |
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Loss of
hearing in one ear |
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Loss of
fingers or toes (each finger or toe) |
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Maximum Amount Payable Under This Clause |
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$50,000
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$50,000
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$25,000
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$12,500
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| $3,000
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$1,000
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$50,000
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D. |
Hospital
and Paramedical Expenses Resulting From an Accident
Medications
Initial purchase
(but not the replacement) of prosthesis (artificial
limbs)
Initial purchase
(but not the replacement) of a hearing aid
Additional
fees for a private or semi-private room
Nursing care
Rental or purchase
(but not the replacement) of orthopedic appliances
Treatment by a physiotherapist
or chiropractor
Emergency transportation
expenses
Room and board for
the person who must accompany the insured
Maximum Per Accident |
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Included
Max. $3,000
Max. $500
Max. $55/day
Included
Included
$15/visit,
max. 180/year
Max. $1,000
$100/day,
max. $500
$25,000
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E. |
Hospitalization
Allowance
Lump-sum benefit (payable as of the first night) |
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$25/night,
max. $1,000
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F. |
Emergency
Care Outside the Province of Residence
Services of a physician, hospital care and
transportation by ambulance following an accident
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Max. $5,000
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G. |
Childcare
Expenses
Child under 18 years of age (insured child
injured or other children of the parent or guardian) |
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$10/hour,
max. $100/year
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Exclusions
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No benefits are payable for:
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A.
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Hospital and paramedical expenses
reimbursable by any other private or government insurance
plan. In the case of a person who is not covered by a government
health plan providing illness or injury benefits, the Company
will reimburse only that portion of expenses which would have
been reimbursed to a person covered by such a government health
plan.
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B.
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Care or treatment given by a
person who is related to the insured (except for transportation
expenses).
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An insured who is covered under
several accident policies issued by the Company will receive benefits
under the most advantageous contract.
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