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Insurance Without Medical Examination - Alternative and Perspective
Requiring no medical examination or
blood test, this type of insurance is intended for persons who
for medical reasons have difficulty obtaining insurance. We have designed
two different products providing insurance without medical examination—Alternative
and Perspective—to better meet your specific needs.
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Who Should Consider Insurance Without
Medical Examination? |
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Persons who for medical or other reasons have difficulty obtaining
life insurance.
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Features and Advantages of Alternative and Perspective |
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Alternative and Perspective provide a guaranteed
sum insured for your lifetime, including guaranteed cash
surrender values.
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You may stop paying the premium before the anticipated time and
obtain a reduced and guaranteed
amount of insurance for your lifetime.
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Products Offered
Two forms of insurance without medical examination are available:
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Alternative, for persons 6 months to 80 years of age. Premiums
are payable for 10 or 20 years, or up to the age of 85 years;
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Perspective, for persons 35 to 75 years of age. Premiums are payable
up to the age of 100 years.
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