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PGA Indices - Net of Fees

(Investment not Available to New Deposits)

As at November 30, 2011


Issue Date	Term	Minimum Guaranteed Value at Maturity	Value Index at Maturity¹	Redemption Index

June 28, 2004	7 years	107%	118.94	120.05

September 27, 2004	7 years	107%	117.99	119.11

December 29, 2004	7 years	107%	116.39	115.53

March 31, 2005	7 years	107%	117.45	116.76

June 30, 2005	7 years	107%	114.67	110.24

September 30, 2005	7 years	107%	117.45	111.89

December 30, 2005	7 years	107%	117.98	112.67

¹The PGA value index at maturity fluctuates throughout the investment term. This index is based on the assumption of a zero return (net of fees) by the manager until the end of the term.

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