Category 33

Net Unit Value as at  2013-05-23 Variation (%) Year to Date Net Return (%) as at 2012-12-31

Net Returns (%) as at 2013-04-30 1 year 3 years 5 years 10 years

Market Index Accounts

Bond Account DEX Universe Bond Index Total return

238.3862

-0.343

0.573

2.530

3.763

3.141

3.062

Conservative Balanced Account Weighted average among the percentage changes in the Target Index of two accounts

162.4736

0.635

2.662

2.073

1.738

0.565

4.872

Moderate Balanced Account Weighted average among the percentage changes in the Target Index of three accounts

140.1452

5.778

4.501

5.903

4.064

1.422

3.667

Aggressive Balanced Account Weighted average among the percentage changes in the Target Index of four accounts

125.7960

7.493

7.086

8.980

4.247

-0.045

3.513

Canadian Equity 60 Account S&P/TSX 60 Total return

187.0427

1.598

4.595

1.459

-0.671

-3.339

5.829

Global Equity Account MSCI - World Total net return converted in Can. $

82.5292

15.172

9.667

15.207

5.788

-1.439

1.271

International Equity Account MSCI - EAFE Total net return converted in Can. $

82.5509

12.265

11.079

17.866

3.720

-4.093

2.147

European Account MSCI - Europe Total net return converted in Can. $

80.7857

10.306

12.788

16.551

3.556

-5.243

1.748

U.S. Equity 500 Account S&P 500 Total net return converted in Can. $

84.6459

18.967

9.157

14.680

8.251

1.222

0.441

U.S./DAQ Account Nasdaq 100 Index in Can. $

51.4146

14.593

9.976

4.065

8.755

4.901

2.668

*Simulation of net past returns as if the indices had been in effect for these periods.

Net Value: The net value on the date shown. These values are presented net of management fees and are calculated daily.

Variation (%) Year to Date: The index account's non-annualized performance, net of management fees, since the beginning of the current year.

Net Return as at December 31: The return obtained by the index as at December 31, after deduction of management and administration fees.

Net Returns – 1, 3, 5, and 10 Years: Annual compound returns for the period ending on the date indicated.

The net values of the indices or funds will fluctuate, and past performance is not a guarantee of future returns.

Interest Rates

As at May 24, 2013

Term		Interest Rates
Daily Interest (Minimum guarantee 0%)		0.25%
1 year (Minimum guarantee 2%)		2.00%
2 years (Minimum guarantee 2%)		2.00%
3 years (Minimum guarantee 2%)		2.00%
4 years (Minimum guarantee 2%)		2.00%
5 years (Minimum guarantee 4%)		4.00%
10 years (Minimum guarantee 3%)		3.00%

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