Investment Funds (Segregated Funds)

By putting money in investment funds, you are combining your savings with those of investors having similar investment objectives and benefiting from the skills of experienced managers. No matter what your financial horizon or your investor profile, we have the right investment fund for you.

	Who Should Consider Investment Funds?
	Features and Advantages of segregated funds
	Funds Available

Who Should Consider Investment Funds?

All types of investors, from cautious to aggressive, primarily those having a medium- to long-term investment horizon.

Features and Advantages of segregated funds

Only insurance companies offer segregated funds. Our funds have numerous advantages that set them apart from mutual funds :

	We offer a guarantee on your deposits, applicable at the maturity of the investment or at death. You can recover the entire amount you have invested.
	You can protect the amounts generated by your investments in excess of the deposits made.
	You can protect your savings against potential creditors*.
	The estate value is protected at death (without probate fees).
	We ensure the continuity of your contributions in the event of disability*.

*Certain conditions apply.

With our new series of Ecoflextra and Ecoflex investment funds, including Focus funds, your portfolio is automatically rebalanced. Our managers modify the allocation of your funds, as needed, to ensure that it always meets your initial investment objectives, despite stock market fluctuations.

Funds Available

	Ecoflextra’s Guaranteed Surrender Series Investment Funds A range of investment funds which favour capital protection through the payment of a guaranteed, pre-determined retirement income for lifetime or at least 20 years, while offering growth potential.
	Ecoflextra’s Classic Series Investment Funds A range of investment funds designed for those who seek long-term growth potential and low-cost capital protection.
	Ecoflex Investment Funds A range of investment funds which offer a full guarantee of your capital and medium- to long-term growth potential. In addition, amounts generated by your investments, over and above your deposits, may also be protected.
	Diploma Fund The Diploma Fund is the ideal financial vehicle to finance a child’s post-secondary education.
	My Education Fund Access to the range of Ecoflex investment funds .
	Mutual Funds Offered by Our Investia Financial Services Inc. Subsidiary Investia Financial Services Inc. is a mutual fund dealer that distributes a wide range of mutual funds through its representatives.