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Investment Funds
      (Segregated Funds)

Performance of Ecoflex
    and UltraFlex II
    Investment Funds

Performance of
    Reference Indices

Performance of Diploma
    Investment Funds

Performance of
    UltraFlex R - M
    Funds

Principal Guaranteed with
      Market Investments
      (PGX)

Principal Guaranteed
      with an Alternative
      Investment (PGA)

Life Investment

Guaranteed Interest
      Funds

Securities

Universal Life
      Policies -
      Index Accounts and
      Interest Rates

Universal Life Policies
      - Index Accounts &
      Interest Rates - Former
      NL Products

Universal Life
      Policies -
      Guaranteed Interest
      Accounts

Publications




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Investment Vehicles

Performance of Ecoflextra Investment Funds
(Guaranteed Surrender Series and Classic Series)




Net Returns (%) as at 2010-02-28

1 year

3 years

5 years

10 years


Focus Funds


Focus Prudent
13.4511
1.046
9.056
13.425
1.024*
2.898*
3.886*

Focus Moderate
13.7900
0.915
12.729
18.204
-0.181*
2.704*
3.588*

Focus Balanced
14.0693
0.784
16.472
23.133
-1.464*
2.475*
3.238*

Focus Growth
14.3087
0.663
20.295
28.281
-2.823*
2.192*
2.873*

Focus Aggressive
14.5302
0.548
24.130
33.553
-4.234*
1.878*
2.503*

Income Funds


Money Market
16.8701
0.001
-0.029
0.009
1.530*
1.769*
1.981*

Short Term Bonds
14.6833
0.753
3.998
5.793
2.882*
2.386*
3.486*

Bonds
24.0963
1.311
3.158
5.906
3.434*
3.439*
4.773*

Bonds - series 2
16.0471
1.434
3.998
6.631
3.200*
3.384*
4.637*

Diversified Funds


Diversified Security
16.5764
1.134
13.634
18.367
1.769*
3.279*
4.647*

Diversified
29.8793
1.153
18.162
24.958
-0.427*
3.006*
4.963*

Diversified Opportunity
18.7739
1.239
25.366
33.584
-1.003*
3.127*
4.993*

Fidelity Canadian Asset Allocation
15.3126
2.592
23.832
30.493
0.994*
4.877*
4.215*

Canadian Balanced (QV)
10.3234
2.169
21.750*
35.954*
-1.324*
2.166*
2.849*

SRI Balanced (Inhance)
10.1736
1.561
-
-
-
-
-

Diversified Income
18.1218
4.550
37.891
53.058
4.287*
5.980*
-

Global Diversified (Catapult)
9.1966
2.902
18.501
27.121
-5.341*
-
-

Tactical Income (Catapult)
13.5863
3.553
30.772
37.004
-
-
-

Canadian Equity Funds


Dividend Income
10.4430
2.994
19.573
34.745
-5.621*
0.641*
7.966*

Dividend Growth
12.3966
2.048
28.535
38.817
-0.739*
5.445*
10.731*

Canadian Equity (Leon Frazer)
13.9654
3.354
24.029
31.007
0.129*
4.140*
-

Canadian Equity Index
17.1011
2.623
27.852
39.081
-2.784*
4.487*
1.794*

Select Canadian1
23.9126
2.470
38.799
48.311
-1.229*
4.607*
6.342*

Canadian Equity Value
36.0532
1.815
27.094
39.596
-4.990*
2.298*
5.929*

Canadian Equity (Dynamic)
17.6954
0.582
48.241
55.141
-1.243*
8.240*
9.906*

Canadian Equity (Jarislowsky)
13.2791
2.196
22.661
34.560
-2.890*
3.486*
8.219*

Canadian Leaders
13.5847
2.004
20.460
33.537
2.447*
-
-

Fidelity True North®
22.3011
2.331
29.441
37.264
-2.930*
4.506*
4.753*

Canadian Equity Growth
20.8128
3.948
42.842
54.273
1.270*
7.973*
-

Fidelity Canadian Opportunities
24.1097
3.686
59.512
76.656
4.872*
6.237*
5.578*

Canadian Equity (Small Cap.) (QV)
14.0280
2.573
29.179
44.103
-2.691*
3.936*
11.443*

U.S. & International Equity Funds


Global Dividend (Dynamic)
9.7197
2.041
16.562
27.405
-2.597*
-
-

Global Dividend (Fortis)
12.9325
2.018
14.866
35.455
-12.607*
-2.000*
-

Global Equity
11.1153
-1.503
-
-
-
-
-

Global Equity (Templeton)
9.4726
-3.187
11.674
25.961
-13.054*
-3.971*
-1.490*

Global Equity (Mackenzie Cundill)
12.0785
1.080
12.819
29.778
-7.337*
-1.350*
-

Global Equity (Oppenheimer)
9.0678
0.938
14.812
30.353
-10.292*
-2.378*
-3.671*

Fidelity NorthStar®
9.4760
1.936
23.237
37.468
-7.606*
-1.999*
-

Global Equity Small Cap (DB Advisors)
8.1766
0.474
23.016
37.300
-11.082*
-
-

International Equity Index
6.5022
-3.522
8.909
25.349
-12.675*
-3.519*
-4.881*

International Equity
11.7847
-3.424
10.232*
19.619*
-
-
-

International Equity (Templeton)
12.0692
-4.546
12.479
23.982
-13.220*
-3.939*
-2.789*

International Equity (McLean
Budden)
9.2927
-3.647
14.297
28.234
-10.580*
-2.177*
-

Fidelity European Equity
8.0516
-3.600
9.639
23.582
-9.990*
0.553*
-3.542*

U.S. Equity Index
6.9735
0.515
4.120
24.080
-11.787*
-5.662*
-6.427*

U.S. Equity
8.0634
0.653
7.995*
24.913*
-10.277*
-
-

U.S. Equity (McLean
Budden)
8.8702
-0.645
9.056
22.330
-9.710*
-3.959*
-2.445*

U.S. Equity (Sarbit)
10.7099
6.454
-6.261*
7.855*
-19.710*
-9.339*
-14.067*

Distinction Funds


Distinction Prudent
11.6046
1.743
10.497
16.690
-0.761*
2.023*
-

Distinction Conservative
12.1324
1.831
14.214
21.571
-0.961*
2.457*
-

Distinction Balanced
12.4763
1.897
16.955
25.569
-2.680*
1.818*
-

Distinction Monthly Income
12.3558
2.242
15.600
26.146
-4.360*
-
-

Distinction Growth
12.8440
1.904
19.154
29.180
-5.307*
0.059*
-

Distinction Bold
13.1317
1.888
21.475
33.557
-6.082*
0.342*
-

Funds not Offered to New Contract Subscribers


Canadian Equity (Bissett)
18.3792
3.493
38.084
58.865
-3.503*
2.625*
4.929*

U.S. Equity (Legg mason)
5.2378
1.092
15.900
40.675
-20.781*
-12.012*
-7.389*

Unit Value: The unit value on the date shown. The unit values are presented net of management fees and are calculated daily.

Variation (%) Year to Date: The fund's non-annualized performance, net of management fees, since the beginning of the current year.

Net Return as at December 31: The return obtained by the fund as at December 31, after deduction of management and administration fees.

Net Returns – 1, 3, 5, and 10 Years: Annual compound returns for the period ending on the date indicated.

The unit values and returns will fluctuate, and past or simulated returns are not a guarantee of future returns on the funds. Important information is provided in the Ecoflextra investment fund information folder. We recommend that you read this information carefully before investing. You may obtain a copy of the folder from your representative.

 

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