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Investment Funds
      (Segregated Funds)

Performance of
    Ecoflextra Investment
    Funds

Performance of
    Reference Indices

Performance of Diploma
    Investment Funds

Performance of
    UltraFlex R - M
    Funds

Principal Guaranteed with
      Market Investments
      (PGX)

Principal Guaranteed
      with an Alternative
      Investment (PGA)

Life Investment

Guaranteed Interest
      Funds

Securities

Universal Life
      Policies -
      Index Accounts and
      Interest Rates

Universal Life Policies
      - Index Accounts &
      Interest Rates - Former
      NL Products

Universal Life
      Policies -
      Guaranteed Interest
      Accounts

Publications




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Investment Vehicles

Performance of Ecoflex and UltraFlex II Investment Funds




Net Returns (%) as at 2010-02-28

1 year

3 years

5 years

10 years


Focus Funds


Focus Prudent2
605
13.3011
0.542
8.741
13.099
0.728
2.586
3.568*

Focus Moderate2
615
13.6528
0.433
12.458
17.920
-0.426
2.472
3.337*

Focus Balanced2
625
13.9509
0.324
16.265
22.915
-1.644
2.307
3.050*

Focus Growth2
635
14.1958
0.217
20.103
28.077
-2.982
2.039
2.704*

Focus Aggressive2
645
14.4179
0.115
23.941
33.352
-4.390
1.715
2.330*

Income Funds


Money Market1
660
16.8688
0.001
-0.030
0.009
1.526
1.761
1.971

Short Term Bonds1
700
14.6334
0.484
3.967
5.761
2.847
2.345
3.442

Bonds1
610
23.9563
0.795
3.127
5.873
3.398
3.471
4.765

Bonds - series 21
760
15.9641
0.982
3.966
6.598
3.165
3.342
4.592

Diversified Funds


Diversified Security1
830
16.4448
0.652
13.468
18.195
1.616
3.115
4.479

Diversified1
670
29.6407
0.670
17.987
24.774
-0.579
2.841
4.786

Diversified Opportunity1
840
18.6235
0.766
25.174
33.380
-1.160
2.956
4.814

Fidelity Canadian Asset Allocation1
540
15.1409
2.046
23.344
29.980
0.736
4.643
4.014*

Diversified Income1
515
18.0151
4.280
37.681
52.826
4.124
5.806
-

Global Diversified (Catapult)2
585
9.1428
2.640
18.322
26.930
-5.489
-
-

Canadian Equity Funds


Dividend Income2
805
10.3829
2.511
19.523
34.692
-5.669
0.585*
7.898*

Dividend Growth2
695
12.2791
1.204
28.461
38.736
-0.796
5.382*
10.660*

Canadian Equity (Leon Frazer)2
655
13.8551
2.648
23.972
30.948
0.079
4.079
8.194*

Canadian Equity Index1
705
16.9212
1.667
27.786
39.008
-2.841
4.419
1.749*

Select Canadian1-4
740
23.7418
1.863
38.726
48.232
-1.286
4.538
6.270

Canadian Equity Value1
600
35.8263
1.290
27.032
39.528
-5.041
2.236
5.856

Canadian Equity (Dynamic)1
715
17.5650
-0.033
48.162
55.058
-1.302
8.167
9.813*

Fidelity True North®1
780
22.0874
1.683
29.126
36.932
-3.061
4.390
4.675

Canadian Equity Growth1
725
20.6659
3.342
42.766
54.191
1.211
7.902
-

Fidelity Canadian Opportunities1
790
23.9700
3.424
59.125
76.228
4.730
6.119
5.497

U.S. & International Equity Funds


Global Dividend (Dynamic)2
675
9.6487
1.733
16.330
27.153
-2.795
-
-

Global Equity (Templeton)1
735
9.4309
-3.200
11.455
25.716
-13.229
-4.173
-1.702*

Global Equity (Oppenheimer)2
835
9.0025
0.648
14.583
30.095
-10.476
-
-

Fidelity NorthStar®2
815
9.3955
1.600
22.892
37.086
-7.827
-2.226*
-

Global Equity Small Cap (DB Advisors)2
595
8.1448
0.521
22.769
37.025
-11.264
-
-

International Equity Index1
850
6.4903
-3.580
8.850
25.283
-12.726
-3.582
-4.945

International Equity (Templeton)1
690
12.0318
-4.435
12.259
23.741
-13.395
-4.141
-2.997

International Equity (McLean
Budden)1
755
9.2180
-4.008
14.070
27.980
-10.762
-2.386
-

Fidelity European Equity1
800
7.9981
-3.739
9.334
23.238
-10.205
0.317
-3.733

U.S. Equity Index1
730
6.9284
-0.013
4.065
24.013
-11.839
-5.724
-6.491

U.S. Equity (McLean
Budden)2
825
8.7954
-1.056
8.840
22.089
-9.894
-4.160*
-2.659*

U.S. Equity
(Legg mason)1
765
5.1682
0.178
15.675
40.402
-20.941
-12.199
-7.591*

Specialty Funds


Asian Pacific (Dynamic)2
500
5.3754
1.786
66.728
76.966
4.750
9.110
0.401

Emerging Markets (Mackenzie Cundill)2
630
12.8286
5.087
46.429
65.699
-4.311
3.387
2.520

Global Health Care (Renaissance)1
785
11.4262
0.985
4.695
17.407
-5.617
0.298
5.363*

Real Estate Income1
565
17.4139
4.638
45.911
59.237
-3.602
5.710
-

U.S. DAQ Index1
860
3.8489
0.281
27.941
32.823
-4.528
-1.643
-13.528

Funds not Offered to New Contract Subscribers


Canadian Equity (Bissett)1
810
18.2436
2.860
38.009
58.778
-3.561
2.556
4.856

Dividends1
710
29.8576
1.416
29.571
40.645
-0.978
6.106
11.321

Multi-Strategy3
870
7.7743
0.219
-4.304
-2.910
-11.748
-6.357
0.658*

Unit Value: The unit value on the date shown. The unit values are presented net of management fees and are calculated daily.

Variation (%) Year to Date: The fund's non-annualized performance, net of management fees, since the beginning of the current year.

Net Return as at December 31: The return obtained by the fund as at December 31, after deduction of management and administration fees.

Net Returns – 1, 3, 5, and 10 Years: Annual compound returns for the period ending on the date indicated.

The unit values and returns will fluctuate, and past or simulated returns are not a guarantee of future returns on the funds. Important information is provided in the Ecoflex investment fund information folder. We recommend that you read this information carefully before investing. You may obtain a copy of the folder from your representative.

 

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