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Properly Protecting Your Home
Whether you are an owner or a co-owner,
we offer various coverage options.
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Homeowner Insurance
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At Industrial Alliance Auto and Home Insurance,
we offer homeowners three types of home and personal property coverage:
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Securimax protection: “all risks
coverage except” for the building, outbuildings and personal
property;
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SecuriPlus protection: “all risks coverage except” for
the building and the outbuildings, as well as “specified perils
coverage”, which covers the contents of the building in the
event of fire, theft, vandalism, and water damage.
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Securitaire protection: “specified perils coverage”
for the building, outbuildings and contents of the building.
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The deductibles
for these types of coverage are $200, $300, or $500 although many insurers
apply a deductible of $300 or more.
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Condominium Owner Insurance
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Two types of coverage are available to condominium
owners:
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L'Excellence protection: “all risks
coverage except” for personal property;
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Conventionnelle protection: “specified perils coverage”,
which covers the contents of your condominium in the event of fire,
theft, vandalism, and water damage.
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Choose the preferred amount of deductible:
$200, $300, $500 or $1000.
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Seasonal Dwelling Insurance
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If your principal residence is insured at
Industrial Alliance Auto and Home Insurance, we can also provide you with
coverage for your seasonal dwelling or single-family residence used as
a secondary residence. You can choose from either an "all risks except"
or "specified perils" type coverage, with a deductible
of $200, $300, or $500, depending on your needs.
If you own a trailer that is permanently
set up on a campground, it can be insured under the terms of your home
insurance policy. The value of the property contained inside your trailer
is included in the total value of personal property indicated in your
home insurance policy.
It's important to make an inventory of
your property to ensure that the established value is sufficient in
the event of a claim. Use the grid provided on this website to perform
a property
inventory (PDF – 26 KB).
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Our auto and home insurance products are only available
in the province of Quebec.
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