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Asset Allocation Funds
We have designed asset allocation funds
to maximize your long-term return while minimizing the risk –
a simple solution to help you build your financial future with peace of
mind.
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Who Should Consider Asset Allocation Funds? |
People who, perhaps like you, have little time
or interest in monitoring the financial markets and evaluating the investment funds offered.
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What Are Asset Allocation Funds? |
Asset allocation funds are a combination of
Canadian equity funds, foreign equity funds
and fixed-income funds. As such, they provide three levels of diversification :
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allocation
among the asset classes (bonds,
Canadian equity and foreign equity);
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allocation among the various economic
sectors and geographic regions;
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integration of the visions
and strategies of several renowned investment managers.
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What Are Their Objectives? |
To facilitate your investment choice so that
you won’t have to constantly monitor the financial markets and to
maintain good investment diversification.
In this way, if a particular asset class or investment
fund performs poorly, your investment portfolio can still continue
to provide an attractive overall return, according to your retirement
objectives.
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How Are the Assets Allocated? |
Each asset allocation fund proposes a target
allocation
among the various asset classes. However, they must respect certain investment
guidelines to avoid exposing the asset allocation funds to overly high
levels of risk.
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How Are the Funds Selected? |
The funds that form part of the asset allocation
funds are selected on the basis of an in-depth analysis of a series of
quantitative and qualitative criteria.
The quantitative analysis is used to select
funds that, in the past, have consistently obtained excellent returns
compared to the market.
The qualitative analysis consists of several
criteria:
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background of the management firm;
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expertise and stability of the team
of managers; |
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reputation of the firm
in the market, etc. |
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