Savings and Accumulation Products

Our family of accumulation products includes full administration, actuarial and investment services and is composed of a wide range of retirement savings products. Choosing a Plan will help you decide on a plan that is appropriate for you.

	Defined Contribution Plans
	Defined contribution plans are essentially plans with predetermined contributions established as a percentage of the salary or as a fixed amount. The accumulated contributions and investment income determine the amount of the retirement pension.

	Defined Benefit Plans
	With defined benefit plans, the amount of the pension is established contractually through a set formula. The amount of the employer’s contribution is determined by actuarial valuation.

Investment Management Service

You may use the Investment Management Service to obtain access to our wide range of low-cost investment vehicles even if we are not providing the administrative and actuarial services for your plan.

Other Contracts

Our Group Pensions Department has everything it takes to devise a tailor-made solution for groups and associations with special needs. We can adapt to different situations and we have all the necessary resources to help you find the solution that will enable you to reach your objectives.