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Savings and Accumulation Products
Our family of accumulation products
includes full administration, actuarial and investment services
and is composed of a wide range of retirement savings products. Choosing
a Plan will help you decide on a plan that is appropriate for you.
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Defined Contribution Plans
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Defined contribution plans are essentially
plans with predetermined contributions established as a percentage
of the salary or as a fixed amount. The accumulated contributions
and investment
income determine the amount of the retirement pension.
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Defined Benefit Plans
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With defined benefit plans, the amount
of the pension is established contractually through a set formula.
The amount of the employer’s contribution is determined by
actuarial valuation.
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Investment Management Service
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You may use the Investment Management Service
to obtain access to our wide range of low-cost investment
vehicles even if we are not providing the administrative and
actuarial services for your plan.
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Other Contracts
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Our Group Pensions Department has everything
it takes to devise a tailor-made solution for groups and associations
with special needs. We can adapt to different situations and we have all
the necessary resources to help you find the solution that will enable
you to reach your objectives.
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