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Disability Insurance and Disability Management
Program
Our short- and long-term coverage guarantees
a regular income in the event of a disability. The services of
specialists are also available to promote the recovery of members and
their return to work.

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Short-Term Disability Insurance |
Short-term disability income insurance guarantees
a regular income to a member who becomes disabled because of an accident
or illness. It is offered in a variety of amounts and duration of benefits
(generally 17, 26 or 52 weeks).
This insurance provides members with automatic
eligibility to the employment insurance premium rate reduction—representing
considerable savings on employment insurance premiums.

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Long-Term Disability Insurance |
A natural complement to short-term disability
income insurance or a salary continuation plan administered by the employer,
this protection guarantees a regular income to a disabled member until
the age of 65. Various coverage plans are available.

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Disability Management Program
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Through our attendance management program, we
work with the employer and health-care professionals to promote the well-being
of employees to help them recover and return to work.
Our program gives the employer access to a range
of programs and services in order to:
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monitor an employee’s medical
situation while respecting the standards on the protection of personal
information; |
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provide appropriate medication, treatment
and support; |
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help the employee return to his activities
as quickly as possible. |
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