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Medical and Dental Care Expenses
We offer a range of coverage
providing for the reimbursement of health care expenses, such as the cost
of prescription drugs, dental care and home care.
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Medical Expenses
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This coverage enables members to obtain reimbursement for:
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prescription drugs;
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hospitalization costs;
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ambulance costs;
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medical care;
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paramedical care (chiropractor, massotherapist,
physiotherapist, psychologist, etc) or eye care costs
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emergency expenses outside the province
of residence.
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Dental Care
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This coverage guarantees the reimbursement of
dental fees for the member and his family and is offered in a choice that
includes preventive care, basic care, major care, and orthodontic care.
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Vision Care
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This coverage provides for the reimbursement
of vision care such as eye examinations and the purchase of contact lenses
or corrective lenses for the member and his family.
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Relief™ Home Care Insurance
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Relief home care insurance covers the costs
of medical assistance and home care required following hospitalization
or day surgery.
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Non-Contract Reimbursement of Medical Expenses (Cost Plus)
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Under this plan, employers can offer some of
their members the reimbursement of medical expenses that are not eligible
under the basic contract, without having to extend the plan to all employees.
This is an interesting and attractive formula for key employees, since
medical expenses are paid using pre-tax dollars. The policyholder will
find the plan practical, since the plan costs are assumed for the target
group of members only.
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Employee Assistance Program |
The Employee Assistance Program (EAP) is a way for employers to help prevent the onset of disability. The EAP gives members and their immediate family confidential access to professional resources and assistance in time of need.
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