Industrielle Alliance, Insurance and Financial Services


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Group Insurance



Contract administration


How do I enrol a new member?

How do I change a member's personal information and benefits?

How do I handle late-entrants enrolments?

In the case of a termination, when do benefits cease?

When are premiums due?

Whom should I contact if I have questions or concerns?


Definitions


What is meant by “eligibility period"?

What is meant by “non-evidence maximum"?

What is meant by a “late entrant"?


Contract administration


How do I enrol a new member?

To enrol a new member, provide the employee with the Enrolment Request (PDF - 36 KB) form, and have the employee complete the required section and sign the Member Confirmation/Authorization section. As plan administrator, you must complete the first part in full and ensure that the form is signed and submitted to the following address, according to your administrative centre, within 31 days of the employee's eligibility date:

Montreal

Industrial Alliance Insurance and Financial Services
Administration department, Group Insurance
680 Sherbrooke Street West,9th Floor
PO Box 790, Station B
Montreal, Quebec  H3B 3K6

Toronto

Industrial Alliance Insurance and Financial Services
Administration department, Group Insurance
522 University Avenue
Toronto, Ontario M5G 1Y7

 



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How do I change a member's personal information and benefits?

For terminations, salary changes or changes in member categories, you must complete the Notice of Change (PDF - 114 KB) form. It is very important to indicate the effective date of the change.

For name changes, changes of beneficiary, changes in a family situation, or to add dependents, you must complete the Change of Record (PDF - 147 KB) form and return it to the following address, according to your administrative centre:

Montreal

Industrial Alliance Insurance and Financial Services
Administration department, Group Insurance
680 Sherbrooke Street West, 9th Floor
PO Box 790, Station B
Montreal, Quebec  H3B 3K6

Toronto

Industrial Alliance Insurance and Financial Services
Administration department, Group Insurance
522 University Avenue
Toronto, Ontario M5G 1Y7

 



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How do I handle late-entrants enrolments?

If the enrolment request is submitted after the eligibilty period, the coverage on the member, spouse and dependent children is conditional on approval of the evidence of insurability. You must return the Evidence of Insurability (PDF - 109 KB) form duly completed and signed by the member and dependents, if applicable, together with the Enrolment Request (PDF - 36 KB) form and return it to the following address, according to your administrative centre:

Montreal

Industrial Alliance Insurance and Financial Services
Administration department, Group Insurance
680 Sherbrooke Street West, 9th Floor
PO Box 790, Station B
Montreal, Quebec  H3B 3K6

Toronto

Industrial Alliance Insurance and Financial Services
Administration department, Group Insurance
522 University Avenue
Toronto, Ontario M5G 1Y7

Note: Industrial Alliance must receive all the forms and information required before it can approve requests for coverage to late entrants.
However, for Quebec residents, we grant health insurance coverage as of the date of receipt of the Enrolment Request (PDF - 159 KB) form.

 



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In the case of a termination, when do benefits cease?

In the case of a termination, all benefits cease on the member's last day of work. It is therefore important that you indicate the member's last day of work as the termination date.



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When are premiums due?

Premiums are due on the first day of the month after your premium notice is generated. For plans administered at Industrial Alliance, you will receive the premium notice one or two weeks before the payment due date.

For example, you should receive the premium notice for your July premiums during the last week of June, and your premiums will be payable on July 1.

The table below indicates the premium notice dates for 2010.

 
Billing Month Premium Notice Date Payment Due Date
January Saturday, December 12, 2009 January 1, 2010
February Saturday, January 23, 2010 February 1, 2010
March Saturday, February 20, 2010 Macrh 1, 2010
April Saturday, March 20, 2010 April 1, 2010
May Saturday, April 24, 2010 May 1, 2010
June Saturday, May 22, 2010 June 1, 2010
July Saturday, June 19, 2010 July 1, 2010
August Saturday, July 24, 2010 August 1, 2010
September Saturday, August 21, 2010 September 1, 2010
October Saturday, September 25, 2010 October 1, 2010
November Saturday, October 23, 2010 November 1, 2010
December Saturday, November 20, 2010 December 1, 2010
January Saturday, December 18, 2010 January 1, 2011

 



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Whom should I contact if I have questions or concerns?

Contact:

Industrial Alliance Insurance and Financial Services
Customer Service, Group Insurance
Toll-free Telephone: 1-877-422-6487
From the Montreal region: (514) 499-3800
From the Toronto region: (416) 585-8921
E-mail:



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Definitions


What is meant by “eligibility period"?

The eligibility period is the period of time an employee must be employed by you before becoming insured under your group insurance plan.



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What is meant by “non-evidence maximum"?

The non-evidence maximum is the amount of insurance offered to a member without any requirement that the member provide information about his or her state of health. If a member requests a coverage limit in excess of the non-evidence maximum, the member must complete the Evidence of Insurability (PDF - 109 KB) form, and the coverage will only become effective when Industrial Alliance has approved the evidence of insurability.



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What is meant by a “late entrant"?

A late entrant is any employee who does not complete an application for insurance within 31 days of his or her date of eligibility. These employees must be medically approved before they can become insured.



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